Loss Adj. Expense - These are expenses as defined as:

Unallocated Loss Adjustment Expenses (ULAE) - expenses which will not be connected to any individual claim file. These expenses can include staffing and operating expenses.

Allocated Loss Adjustment Expense (ALAE) - These are expenses that can be assigned to individual claims. These expenses can include, but are not limited to, Legal, Investigative, and Damage Assessment expenses.

Loss and Return Premium - Guaranty Funds payments of claims (including Unearned Premium).

Recoveries - These are monies received by the Guaranty Funds from distributions made by Insolvent estates.